Your money is your business.

AARTHIK is designed around user control. This prototype stores no account data and does not connect to banks or payment networks. The production service must encrypt financial records in transit and at rest, restrict access by role, log privileged access and provide export and account deletion controls.

Financial data and advertising

Financial balances, transactions, statements, income, debts, goals and financial documents must never be used for advertising targeting or sold to advertisers. Ads must be clearly labelled, contextual, and excluded from sensitive financial workflows. Paid plans are ad-free.

Payments and subscriptions

AARTHIK does not initiate, process, hold or settle customer payments. Customers pay through their bank or an approved external provider. AARTHIK may display payment instructions and collect a receipt reference for human verification; payment status is changed by an authorized reviewer after reconciliation.

Account control

Users must be able to export their information and request account deletion. Production deletion workflows must include a clear retention policy, remove personal financial data from active systems, and document any limited legal retention requirements before launch.

This page describes product requirements and is not legal advice. Publish a reviewed privacy policy before collecting personal data.